Not recognizing database while installing drupal 6.9

Here is the error that I’m receiving (below):

Failed to connect to your MySQL database server. MySQL reports the following message: Access denied for user ‘govspons_bmarkfo’@’localhost’ (using password: YES).
Are you sure you have the correct username and password?
Are you sure that you have typed the correct database hostname?
Are you sure that the database server is running?

A: In your sites folder, do you have a settings.php and a default.settings.php file? if not you should.